Pursuant to Wis. Stat. Ann. § 766.56(2)(b), no provision of a martial property agreement, a unilateral statement under Wis. Stat. Ann. §
766.59, or a court decree under Wis. Stat. Ann. § 766.70 adversely affects the interests of the creditor unless the creditor, prior to the
time the credit is granted, is furnished a copy of the agreement, statement, or decree or has actual knowledge of the adverse provision
when the obligation to the creditor is incurred. This notice requirement does not apply to renewals, extensions, or modifications.